
Auto Financing Rates Dealer Strategy: Winning Despite Rate Hikes
The Fed held rates steady on Oct. 28, but new and used auto loan rates kept rising, squeezing near-prime shoppers.

The Fed held rates steady on Oct. 28, but new and used auto loan rates kept rising, squeezing near-prime shoppers.

National dealer inventory hit 82 days, but the brand-level split tells the real story: Toyota and Lexus run lean at 35 and 41 days while Jeep, Dodge and Ram carry 149 or more.

Carvana's seven CDJR stores picked up one or two sales in thousands of ZIP codes across 42 states, enough to rank No. 2 in New Jersey without a single store there.

JD Power's research shows the same used vehicle can price $100 to $1,000 apart depending on ZIP code, and the company has built VIN-specific pricing into its products to reflect it.

Repair costs have jumped 60% since 2019 as ADAS calibration gets more expensive, and dealership service departments are better equipped than independent shops to handle it.

Compact car days supply has fallen to 36 and compact SUV supply to 44 as automakers shift production toward larger vehicles. Here's a compact car inventory shortage strategy for dealers who still stock these segments.

A 30-store mystery shop study shows dealers who call a lead within 24 minutes score 'great,' while Carvana's CDJR stores, which never called at all, landed in the 'poor' range.

A Q3 2026 dealer sentiment survey shows F&I and service outperforming new-vehicle sales by a wide margin.

Most dealership advertising failures trace back to showroom execution, not the media plan: when the lot doesn't match what the ad promised, shoppers blame marketing that already did its job.
Proton Dealership IT found attempted attacks on dealerships spiked nearly 1,000% in March, with third-party vendor access software and AI-written phishing as the main entry points.

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